CreditSecure®. Image Credit: American Express. The Amex EveryDay points are worth 0. Chase Freedom Flex. 5% cash back on purchases with no spending caps. 24%. Corporate Programs. Blue Cash Preferred® Card from American Express: Best for cash back. The Amex EveryDay ® Credit Card is somewhat of a sleeper card, but it’s a fantastic card because its initial benefits can be leveraged to save you big money. It earns 2 points per. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. This intro period is longer than average, making this card a good option for financing a large purchase at 0%. Explore Exclusive Credit Card Benefits, Rewards and Offers Available to Amex Card Members. Have to make about 30 purchases per month to take full advantage of rewards. 0% intro APR on purchases for 15 months from date of account opening. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel. The Amex Everyday Preferred credit card is a relatively low-cost card. The Amex EveryDay® Preferred Credit Card has a limited number of credit card benefits: 0% APR on purchases and balance transfers: As a new cardmember, you can enjoy 0% APR for 12 months on. com, Hulu. American Express @Work; OTHER ACCOUNTS AND PAYMENTS. Unlike Chase, MR points and cash back from AmEx are not interchangeable. $0. Find the best credit card by American Express for your needs. supermarkets, U. If you spend more than $500/mo on groceries, it’s worth considering an alternative or additional option. The card details on this page have not been reviewed or provided by the card issuer. Credit Limit: Assumed credit limit of £1,200. Sure, it’s a great ongoing everyday card with its double-point earning categories, but its greatest value is available in the first 60 days of card ownership. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery. The Amex EveryDay® Credit Card from American Express is a solid card for beginner travelers who can't yet justify an annual fee. 2x points on travel and dining. The EveryDay Preferred, meanwhile, is offering 15,000 points after spending $2,000 in the first six months of card membership. 6 cents. See rates & fees) offers solid value for most travelers. 8/10. The Amex EveryDay® Preferred Credit Card has a limited number of credit card benefits: 0% APR on purchases and balance transfers: As a new cardmember, you can enjoy 0% APR for 12 months on. It’s a Visa. The Amex EveryDay Credit Card comes with a 0% intro APR on purchases and balance transfers for 15 months, followed by a regular APR of 18. Our Use of Cookies American Express uses cookies on this website for non-essential purposes. 6 入会ボーナス. S. S. This card earns 50% bonus points when you use your card 30 or more times in a billing cycle. S. The Amex EveryDay Preferred Card has a $75 annual fee, while the no annual fee Freedom Unlimited Card requires having a $95 annual fee, so which of those represents a better deal is a function of whether you’d maximize the value you get out of the Sapphire Preferred or Ink Plus. supermarket spending per year (1 point/dollar thereafter), 1 point per dollar on all other eligible purchases, and a 20% points bonus in each billing period that a. gas stations. 5x (3% return) on general spending in billing cycles where you make 30+ purchases, see full card review; The information for the Hilton Aspire card, and Amex EveryDay Preferred card has been collected independently by The Points Guy. Restaurants and U. The American Express Cash Magnet® Card is the winner over the Blue Cash Everyday® Card from American Express. gas stations — a bonus category the Amex Gold lacks — but you can also get a 50% points earning. Start Accepting Amex. S. S. 10,000 points after spending $2,000 in the first 6 months. The AmEx Blue Cash Everyday (BCE) card pays better cash back rewards if you don't intend to convert your points on travel related things. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. MyCredit Guide also provides enrolled customers with FICO ®. Credit Cards. S. American Express Blue Cash Everyday Card APR. Credit Intel – Financial Education Center; Supplier Diversity; Credit Score 101; US Newcomers; Frequently. Chase Freedom Unlimited® - best for drugstores. If you want Amex points instead of cash back: The Amex EveryDay® Preferred Credit Card has an annual fee of $95 (see rates and fees) and earns Membership Rewards points instead of cash back. If you haven’t already, you will need to link your frequent flyer account to your Membership Rewards account. The Amex Everyday Preferred often flies under the radar, but it's a solid entry point into the Membership Rewards program if you are a beginner. Amex Blue Cash Everyday Card. 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require. Blue Cash Everyday® Card from American Express benefits and perks. Photo: Courtesy of American Express. The Blue Cash Everyday Card also offers 0%. If you have more than one American Express. Browse membership benefits, rewards, and offers. The Amex EveryDay® Credit Card* has a 0% introductory APR period on purchases and balance transfers for 15 months from account opening, like other Amex cards. Plus, use the card 2…Amex EveryDay ® Credit Card Membership Rewards ® Points Calculator See how your spending can earn you rewards Estimate your spending and rewards with American Express. gas stations, and 3% on U. With a $95 annual fee, the Amex EveryDay® Preferred Credit Card may be a better option than the Amex EveryDay® Card if you are an Amex fan and would like to earn more rewards. The Everyday Credit Card is a great choice. supermarkets, on up to $6,000 per year in purchases (then 1x), and 1x points on other purchasesSpend * Rs. The Blue Cash Everyday® Card from American Express is the winner over Discover it® Cash Back. 5 年会費無料Amexクレジットカードで唯一Ebatesキャッシュバック→MRポイントのトランスファーが可能. Earn 20,000 Hilton Honors points each time a friend is approved using your Hilton Honors card referral. On all other spending, it earns 1 point per $1. The Amex EveryDay® Credit Card from American Express comes with a 0% introductory APR for the first 15 months from the date of account opening. 25% cashback on all purchases. Also, note that cash back redemptions from AmEx requires a minimum rewards balance of $25. Enter an estimated spending dollar amount per category below to calculate the points you could earn. To earn Reward Dollars from American Express, you’ll want to choose one of the three American Express cash back credit cards that’s the right match for your spending style. Membership Rewards. It also provides 20% more points if you use the card more than 20 times in a month. 18+, subject to status. If you're able to max them out, you'll bring the card's effective annual fee down to just $10. The Amex EveryDay® Credit Card: Best for savvy credit card users. Plus, the card rewards you the more often. S. 7% and it is applicable to any purchases processed internationally. Good. Balance transfer regular APR: 18. Rewards: Cardholders of the Amex EveryDay® Preferred Credit Card will earn three. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American. By clicking Accept, you agree that we and our partners may store and access cookies on your device for these. Refer A Friend. 4 月20回以上使えばMRポイントが20％多く貯まる. The Blue Cash Everyday® Card from. The Amex EveryDay® Credit Card is a rewards card that lets you earn points on everyday purchases, such as groceries, gas, and online shopping. supermarkets, on up to $6,000 of purchases per year. Read our Amex EveryDay Preferred Credit Card review to learn more about this card which offers bonus rewards on everyday spending categories, plus extra points. Credit Cards. 2021. FICO® Score and Insights. 99% (as of June 2023). Start shopping online. The Advantage of Premium Protection. CreditSecure®. WalletHub's credit card reviews are independent and not provided, commissioned,. Stay connected during your stay with complimentary Wi-Fi. Business Cards. Leading credit bureau Experian defines a good credit score as 670 or better and a very good. S. The entertainment credit will pay for Peacock, NYT etc. However, this doesn’t factor in the $95 annual fee on the Amex EveryDay Preferred Card. 25MR on all spend. Above-Average Rewards: You will earn at least the market average for a points credit card when using Amex EveryDay®, as it provides a minimum of 1 point per $1 spent. Trip Cancellation and Interruption Insurance is effective for round-trip purchases made entirely with your eligible Card and protects against Covered Losses (e. Credit Score 101. 7 cents to 1 cent each in most cases. Budgeting; FICO® Score and Insights;For new card members, the Blue Cash Everyday Card offers a $200 cash back bonus. 99% - 28. While the more premium (and expensive) cards offer more extensive benefits, even cards like the Amex EveryDay Card. I have another card that offers 3x points at grocery stores and the chase freedom unlimited offers 1. I knew it was a possible offer, and it's a good deal for a no annual fee card that you can keep forever and earns true Membership. Bonus category earnings can help you. S. $0 ( rates & fees) $0. Had a $95 AF charged 4/13 on Amex Everyday Preferred, appeared on the statement close date. Savings Accounts & CDs. Learn More Today! Right now, the Amex EveryDay is offering new cardholders 10,000 points after spending $2,000 in the first six months of card membership. EDP’s cap for groceries is $6k/year. American Express issues branded credit cards in partnership with airlines, hotels and others. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. Savings Accounts; Send Money & Split Purchases: Venmo and PayPal; Membership Rewards® Point Summary; CREDIT TOOLS AND SUPPORT. With your Amex Blue Cash Everyday card, you’ll earn 3% back at U. This makes it a solid option for. FICO® Score and Insights. Capital One SavorOne Cash Rewards Credit Card - best for entertainment. gas station and U. Amex EveryDay. Earn 75,000 Membership Rewards ® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Complimentary Wi-Fi. S. Budgeting; FICO® Score and Insights;If our sample household spends $4,886 on flights booked via Amex Travel, they would earn 24,430 Membership Rewards. S. This page provides information about how you can earn additional rewards on some American Express ® U. supermarkets, 3% at U. It is possible to end up with a slightly higher return on purchases at U. In addition, you can earn 10,000 points after spending $2,000 in the first 6 months of account opening. Instead, however, you can earn 3% cash back at. With 3% back on big spending categories plus no annual fee, it’s a card to consider for regular purchases. It doesn’t hurt to get the BCP and then downgrading to BCE, but your Chase Freedom opened in September 2020 should also have 5% cash back on US supermarkets for. You can carry a balance from month to month on this card, and the interest rate is about average at APR. However, there are some important distinctions. American Express @Work; OTHER ACCOUNTS AND PAYMENTS. supermarket purchases (up to $6,000 in purchases per year, then 1X point) 1X point on other purchases; 20% bonus when you make 20+ purchases in a month; Terms apply; $0: American Express Everyday Preferred card* 3X points on U. 60 cash back. All other. They help us understand how you use our website, personalize content and improve our online marketing. supermarkets on up to $6,000 in spending annually, and 1% back beyond that. offer section for American Express Gold Card. We would like to show you a description here but the site won’t allow us. Also the card has no annual fee. Credit Cards. And with no expiration dates and no limit on how many you can earn, Membership Rewards points are easy. supermarkets: American Express® Gold Card. Generous welcome offer: Earn a $200 statement credit after spending $2,000 in purchases in the first 6 months. S. Once enrolled, you can access your free credit score and credit report at any time. (Gold’s is $25k/year or ~$2083/mo — the majority of people aren’t going to cap out on Gold). The Amex EveryDay card will earn you 10,000 Membership Rewards points after spending $1,000 in the first three months, which TPG values at $200. RewardExpert 0 Comments June 23, 2020. Signup for a new Amex Everyday credit card and receive a 25,000 point signup bonus after spending $2,000 within 3 months. Not only is Blue Cash Preferred cheaper to own early on, but it also offers much better rewards than Amex EveryDay Preferred . You're a normal guy. Amex Blue Cash Everyday Fees and Perks. It was my first Amex, and for awhile it seemed like the consensus daily use rewards card, as it gives 3x Membership Rewards at groceries (which Amazon counts as), plus 50% extra rewards after 30 transactions in a billing period. Each Amex EveryDay point is worth one airline mile, but those miles are worth differing dollar amounts. This fee gets assessed both for purchases made while traveling outside of the United States and online, through international merchants. Blue Cash Everyday ® Card from American Express. American Express has several cash back credit cards with varying rewards rate structures and price points. S. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). The Amex Everyday is more of a card to collect and keep MR points since it is the only MR earning card that doesn’t have annual fee like the Green, Gold, and Platinum charge cards. Rewards earnings with the Blue Cash Preferred® Card from American Express are above average for everyday expenses. If you use the card 30 or more times in a billing period, you'll earn 50% extra points on those purchases. Yes, American Express ® MyCredit Guide is a free service that allows you to view your FICO ® Score and Experian ® credit report for free, whether or not you are currently an American Express Card Member. The card earns Membership. Step 3: Choose your desired airline or hotel transfer partner and select Transfer Points. American Express Cash Back Credit Cards can be a great way to enjoy the benefits of American Express Card Membership while being rewarded for your everyday purchases. Start Accepting Amex. It offers travel and purchase protections. The financial institution did not provide the details. supermarkets by using The Amex EveryDay® Preferred Credit Card from American Express — it earns 3 points per dollar at U. 3X Membership Rewards Points Business Gold. Rewards. If you have an Amex EveryDay Card product, additional points awarded under this offer will not be included in the extra points benefit. online retail purchases. S. Bank of. The Amex EveryDay ® Credit Card is a great option for those looking to start earning Amex Membership Rewards points without needing to pay an annual fee. The only key difference is that while Amex does not allow balance transfers, Chase charges $5 or 5%, but this is reduced to $5 or 3% for the first 60 days. S. How Do The Amex EveryDay And EveryDay Preferred Cards Differ? In comparison with the Amex EveryDay® Credit Card, which has a $0 annual fee, the Amex EveryDay Preferred Card has a $95 annual fee, but there are more bonus categories and a higher earning rate. Blue Cash Everyday® Card from American Express - best for cash-back beginners. If you're looking for something with no annual fee. Credit Score 101. The first is to head to AmEx’s online site and start your claim. online retail purchases. APR: 20. American Express @Work; OTHER ACCOUNTS AND PAYMENTS. supermarkets, up to a maximum of $6,000 per calendar year. However, Amex also has two more entry-level cards that earn valuable MR points: the Amex EveryDay Card with no annual fee and the Amex EveryDay® Preferred Credit Card, with a $95 annual fee. With minimal purchase planning. New cardholders will receive a 0% intro APR for 15 months on purchases and on balance transfers requested within. S. Amex EveryDay credit card review: Amex EveryDay® Preferred Credit Card. View All Prepaid & Gift Cards. 4. If your Card has a rewards program, you can earn a base level reward, typically 1 point or 1 percent cash back, for each dollar you spend on eligible purchases. Plus, the card rewards you the more often you use it by giving you a 20% bonus when you use your card 20 or more times on purchases in a billing period. Membership Rewards. But just like with other cards we review, we stress that potential applicants should pay attention to this card's rates and fees as part of the bigger overall picture. Receive up to $15 per month in statement credits when you purchase an auto-renewing subscription for Home Chef meal kits with your enrolled Blue Cash Everyday Card. American Express Cash Magnet Pays 1. The Amex EveryDay Preferred is a good card for earning Amex travel points on purchases like groceries and gas, and it gets even better if you use it 30 times a month. The American Express Green Card offers a strong rewards rate but comes with a $150 annual fee, while the Amex EveryDay Credit Card has no annual fee but doesn't earn as many points. You’ll earn 2 Membership Rewards points for every dollar spent at U. There are two different ways to file a claim for an incident. Earn 20,000 25,000 Membership Rewards® points* PLUS spend anything in month 15 and get 5,000 Membership Rewards® points *when you spend £3,000 in your first three months of Cardmembership. American Express offers six travel rewards cards for consumers in its Membership Rewards lineup: EveryDay, EveryDay Preferred, Green, Gold, Premier Rewards Gold and Platinum. Earn 50,000 online bonus points after you spend $3,000 in purchases in the first 90 days of account opening. People with “very good” or “excellent” scores generally have access to the lowest interest rates on loans and lines of credit while earning premium rewards. American Express has sent out an big upgrade offer to some Blue Cash EveryDay cardholders. You'll get 2 points per dollar at U. Learn More Now! Start Accepting Amex. The Amex EveryDay® Preferred Credit Card from American Express: $95 annual fee, 1. And if you make 20 or more purchases. S. It has bonuses in everyday spending categories, a 0% intro APR, and flexible rewards points, all for a reasonable $95 annual fee. 4x card for groceries. 99% to 29. It also offers a way to make new purchases and carry those. Best American Express card with no annual fee for flat-rate cash-back rewards: American Express Cash Magnet® Card. Hilton Honors Card. Learn more about these cards by reading the reviews linked below: Delta SkyMiles® Blue American. Amex EveryDay Preferred Credit Card. Currently, there are 4 Amex card levels in the travel rewards category. American Express Cash Back Credit Cards can be a great way to enjoy the benefits of American Express Card Membership while being rewarded for your everyday purchases. To give consumers more value when they spend, American Express updated the Blue Cash Everyday ® Card. fees. Why I think the Everyday Preferred card is so great. com and you can earn 5X Membership Rewards points, or use Pay with Points, on prepaid stays. Offer ends 9 January 2024. Good. The Amex EveryDay has a $0 annual fee, while the Amex EveryDay Preferred charges $95 per year. The Amex Blue Cash Everyday credit limit is based on American Express’s assessment of each application, so the card’s credit limit will be different for each applicant. But the Amex EveryDay Preferred offers better rewards: Higher initial bonus offer, earn rates, and a bigger bonus for frequent use. For most people, the best deal will be the card_name. After that, a regular APR of 18. Business Credit Cards. The combined benefits of these cards provide just about everything a travel hacker could want in their credit card portfolio— high points earning rates on everyday spend, a valuable transferable points currency and a wide. 7. But just like with other cards we review, we stress that potential applicants should pay attention to this card's. Plus, the card rewards you the more often you use it by giving you a 20% bonus when you use your card 20 or more times on purchases in a billing period. Additional points will be credited to the Membership Rewards account 10-12 weeks after final payment is made. 7% better on U. The current offer is only 15k. The Amex EveryDay® Credit Card from American Express 10,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 6 months 2x points at U. However, there is anecdotal evidence of scores in the lower 600s being approved. S. The Amex EveryDay Preferred is a great mid-tier travel credit card for someone who wants to earn travel rewards on everyday purchases. Cons. Perhaps the most unique perk that the Amex EveryDay® Preferred Credit Card from American Express offers is its extra bonus points benefit, which you get by using the card. Amex EveryDay Credit Card. S. Within Chase: Chase IHG Rewards Card—one of the best credit cards that Chase has to offer! The Amazon Prime Card from Chase. Many families spend much more than $150 per month on groceries, so adjust your numbers accordingly based on your own spending patterns. Blue Cash Everyday® Card from American Express: Best no-annual-fee card. Credit Intel – Financial Education Center. supermarkets and travel purchases, and 20% extra points for using it frequently. Apply for a credit card online. Cards such as the Amex EveryDay® Preferred Credit Card from American Express and Blue Cash Preferred® Card from American Express (see rates and fees) usually recommend a 670+ score. The Amex EveryDay® Credit Card’s 2X Membership Rewards® points per dollar is a good return for a card with no annual fee, and the Amex EveryDay® Preferred Credit Card’s triple points can make its annual fee well worth paying. S. Will American Express use my information for marketing? Will I get Membership Rewards® points on My Pay Over Time Charges? Read American Express Rewards FAQ to Find Answers to Some of the Questions You May have Regarding Your Amex Membership Benefits and Offers. A 50% bonus on all purchases (excluding returns and credits) after you make 30 or more purchases with your card in a billing period. Here are the cash back rates for the Blue Cash Everyday® Card from American Express: 3% at U. Enroll. Blue Cash Everyday Card from American Express rewards. Terms Apply. supermarkets (then one point per $1) instead of the 3% cash back you can earn in the same category with the. S. The card. N/A. Earn 2X points at U. Get access to 112MM+ Cards Worldwide and competitive pricing opportunities. Welcome bonus: 15,000 Membership Rewards points after spending $2,000 in purchases in the first six months of card membership. 5x points on non-category purchases. Points can also be used for statement credits, gift cards. $0 intro annual fee for the first year, then $95. First, you’ll need to link an eligible American Express card to your Amazon account. supermarkets up to $6,000 in per year in purchases, 2X points at U. 6. S. supermarkets up to $6,000 in per year in purchases, 2X points at U. Credit Intel – Financial Education Center. I now have that card for 6 months, utilization is I think 2% with all on time payments. Card type: Travel Credit card issuer: American Express Annual fee: $95 (Some terms apply) Welcome bonus: Spend $2,000 in the first six months and earn 15,000 points Rewards rate: You can earn 3X points at U. Similarly named and designed, these cards also come with some similar features: elevated rewards. S. With no annual fee,1 the Blue Cash Everyday Card can help you can make the most out of everyday spending. Cash back* per dollar spent on all other eligible purchases. S. AMEX may not be accepted at every merchant. S. American Express offers many credit cards with airport lounge access. Plus, Amex EveryDay actually rewards you for making purchases. 24 percent (variable) ongoing APR is well below the current average. Learn More. Minimum Requirements for an Amex Card Approval. S. Step 1 of 2. 2. 24% (V). Over $250 cash back. For example, if you book a $1,000 plane ticket with Delta through Amex Travel, you should earn around 5,000 Membership Rewards points. Purchase Rate: 31. 64 per year cheaper than the average credit card as a result. Earn 10,000 points after $2,000 spent within six months of card membership. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first three months of Card Membership. The usual offer is 10,000 Membership Rewards points after $1000 spend, but I was holding out for a 25,000 bonus points offer. supermarkets on up to $6,000 per year, then 1x, and 1 point per dollar on all other purchases. 0% APR variable. Both cards limit maximum coverage to $50,000 per account. Earn points on most everyday purchases, then use points for gift cards, travel rewards, or even to cover recent Card charges. To be eligible for the 3X Membership Rewards® points, the booking must be both reserved and charged on the Basic or Additional/Employee Card on the Card Account. I think you would get approved for both the blue cash or the cash magnet as your experian and discover scores are. The Amex EveryDay Preferred credit card offers bonus rewards on everyday purchases and also rewards you for using your card regularly. 3. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. In other words, you need good credit or better to get this card. S. Supplier Diversity. S. These points can be worth anywhere from. The Amex EveryDay® Preferred Credit Card offers a variety of perks. The American Express Green Card offers a strong rewards rate but comes with a $150 annual fee, while the Amex EveryDay Credit Card has no annual fee but doesn't earn as many points. Is the annual fee on an American Express card worth it? Generally, yes. gas stations and Amex Travel, and 1X points on other eligible purchases. It seems to only appear on referral links, not on public links . supermarkets (on up to $6,000 spent per year) 1X point on all other purchases. The Amex EveryDay Credit Card is now one of the best credit cards on the market, offering a 0% introductory APR on new purchases that lasts for 15 months and charging a $0 annual fee. online retail purchases! If the above offer is $200 (or even $250), then the public offer is your best way to secure that elevated welcome bonus offer. The Amex EveryDay® Credit Card, for example, offers 0% Intro on Purchases for 15 months, and then the ongoing APR of 17. Enter an estimated spending dollar. The Amex EveryDay ® Credit Card is a great option for those looking to start earning Amex Membership Rewards points without needing to pay an annual fee. S. The Blue Cash Preferred® Card from American Express is the winner over the Amex EveryDay® Preferred Credit Card . The American Express Everyday card offers 2 points per dollar on U. The Amex lineup has options for everyday shoppers, luxury travelers, small. The Amex EveryDay® Preferred Credit Card and Amex EveryDay® Credit Card from American Express are two of Amex’s better cards for earning Membership Rewards points. supermarkets (up to $6,000 per year) 6% cash-back on select U. Amex EveryDay Credit Card. S. The Amex EveryDay® Credit Card has a welcome bonus offer: Earn 10,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 6 months of Card. supermarkets, capped at $6,000 per calendar year 3% for U. 99% to 23. Earn a generous 3 points per dollar spent on supermarket purchases (up to $6,000 a year; then 1x) and 2 points per dollar spent at gas stations. However, some categories of spending receive bonus earnings. (see rates and fees ). The Amex EveryDay® Credit Card* is an introductory travel rewards credit card that offers lower-than-average rates on U. Balance transfer fee: 3% (min $5) Balance transfer intro APR: 0% for 15 months for balance transfers made within 60 days from account opening. supermarket purchases. Amex Platinum; Amex Biz Platinum; Amex Everyday Preferred; Amex Blue Business Plus; Amex Biz Gold; Amex Everyday Preferred Referral Link.